Payments that work the first time.
A checkout button is only useful if the payment actually goes through, gets recorded correctly, and reconciles with what landed in your account. We wire M-Pesa, card and bank payments into your website, app or till in a way that holds up under real transaction volume.
What does "payment integration" actually involve?
It means connecting your website, app or point-of-sale system directly to M-Pesa, card networks, or your bank, so that when a customer pays, the money moves automatically and your system records it correctly — without you having to manually check M-Pesa messages or bank statements. We handle the technical setup with Safaricom and licensed payment processors so it's done correctly and securely from day one.
What's included
- M-Pesa STK Push (Lipa na M-Pesa online)
- Till number & paybill reconciliation
- B2C payouts — refunds, payroll, commissions
- Visa & Mastercard processing via licensed gateways
- Automatic receipts & transaction logs
- PCI-aware handling — we never store raw card data
Our process, step by step
Discovery call
We confirm which payment methods you need — M-Pesa, cards, bank transfer, or all three — and your current setup.
Setup
We register and configure the required accounts with Safaricom's Daraja API and/or a licensed card gateway.
Integration
We connect the payment flow into your website, app or POS so it works end-to-end.
Testing & launch
We run real test transactions before going live, then monitor the first live transactions closely.
M-Pesa payment integration that reconciles cleanly
STK Push, C2B and B2C flows built on Safaricom Daraja with idempotent callbacks, finance exports and failure queues — so finance teams trust the numbers. Our Westlands team scopes fixed phases, documents ownership, and trains your staff so the system survives after go-live — not just demo day.
Kenyan buyers searching for an mpesa stk push integration developer or daraja api integration nairobi partner need more than a plugin paste. They need callbacks that survive retries, finance-ready exports, and a support path when Safaricom changes sandbox behaviour.
What we implement
Lipa Na M-Pesa Online (STK), C2B validation/confirmation, B2C payouts, transaction status queries, and admin screens for retry/reconcile. We align shortcodes, passkeys and sandbox→production cutovers with your Safaricom developer account.
Engineering standards
Signed webhooks, replay protection, unique receipt handling, ledger-friendly exports and alerts when callbacks stall. Works with websites, apps and back-office systems — including e-commerce and custom ERP.
Ballpark pricing
Figures below are planning ranges for Kenyan organisations; your signed proposal is authoritative. Ask for a written scope, timeline and fixed-price range before engineering starts.
- STK Push on an existing site/app: often KES 80,000–250,000
- Multi-flow (STK + C2B + reconciliation): KES 250,000–600,000+
- B2C payout batches with approvals: scoped separately
Sandbox to production
We configure Daraja apps, register callback URLs with valid TLS, test STK on Safaricom sandbox numbers, then cut over with dual-running reconciliation for the first live days. Finance receives a mapping of MerchantRequestID / CheckoutRequestID to your invoice IDs.
Common Kenyan pitfalls we prevent
Duplicate callbacks creating double orders, missing result codes on cancelled STK prompts, till confusion across branches, and CSV exports that finance cannot match to bank statements. Every integration ships with an ops runbook.
Case studies
STK Push, Daraja Nairobi, B2C payouts. More payment guidance on the blog.
M-Pesa & Payment Integration — frequently asked questions
Related services
Banking & Finance Software Development
Secure ledger and audit-trail systems for institutions handling real money.