Lending platforms, wallets and savings systems carry more risk than a typical business app — a bug is someone’s money. We build SACCO, MFI and fintech systems with audit trails, role separation and security review in from day one, not bolted on later. Scoped for institutions with real transaction volume, not demo prototypes. For packages and custom quotes, see our pricing page.
Software that touches real money — loans, savings, wallets — needs to track every transaction precisely, prevent fraud, and stand up to scrutiny from regulators or auditors. That means more careful planning, more testing, and built-in records of who did what and when. It takes longer and costs more than a typical app, but that discipline is what protects your institution and your members' money.
A clear track from first conversation to live delivery — the same chart style we use across Qaribuhub builds.
We talk through your institution's regulatory and compliance requirements before any design work starts.
We design the system with audit trails, role separation and data protection built in from the start.
We build the system with regular internal security reviews along the way, not just at the end.
We launch with close monitoring and stay on for ongoing support and security updates.
Loan, savings and member systems with audit trails, role separation and reporting your board and supervisors can follow. Our Westlands team scopes fixed phases, documents ownership, and trains your staff so the system survives after go-live — not just demo day.
Member onboarding, shares/savings, loan origination with guarantors, repayment schedules, arrears queues, SMS notices and management dashboards. We design for maker-checker approvals and exportable ledgers.
Access control, immutable activity logs, Kenya Data Protection Act considerations and clear data residency choices. Integrations may include M-Pesa collections and member mobile apps.
Portfolio at risk, collections ageing, member growth and product mix dashboards are designed with Kenyan SACCO/MFI language — not generic SaaS jargon. Exports support Excel workflows your accountants already use while you migrate off fragile sheets.
Password policy, optional 2FA for admins, IP allowlists where appropriate, encrypted backups and least-privilege roles. We train branch staff separately from head-office power users so permissions stay intentional.
SACCO management, member app, fintech MVP, plus finance posts on the blog.
Straight answers before you book a call.
